What is health insurance and list what are the types of health insurance?
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Health insurance is a financial arrangement where a company or association pays for future health care needs of its members. The benefit may be in the form of reimbursement for services covered under the plan, direct payment for covered services, access to discounted rates on healthcare provided outside of the plan or some combination thereof. Health insurance can also reimburse you for expenses already incurred.
Types of health insurance:
There are different ways how people choose to pay their medical bills and obtain coverage. Here are some common forms: